Welcome to Centerra Mortgage.

Experts at Residential Purchase Loans and Refinancing Loans.

Thank you for visiting our site, we sincerely want to earn your trust by giving you the best mortgage advice and always offering the best rates and fees of any bank or mortgage company.

We've loaned Hundreds of Millions of dollars to residential borrowers throughout the country.

Low Closing Cost , Best Rates
FHA / VA , Jumbo Loans
100% Financing, Construction Loans
Home Equity Loans, Stated Income Loans

Check mark Use one of our simple loan application options to

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.